Rome was not built in a day, and I am sure your credit card debt was not either. That being said it also takes dedication to achieve credit card debt relief! Many people in the United States now that the economy is horrible have realized they should rid themselves of their credit card debt! Now there are many ways to go about this the framework lies in this three step method! Start off by listing all of your balances and interest rates. Add up all of your balances so that way you can find your credit card debt! Now put it somewhere you know you will see it every day such as a mirror, bulletin board, refrigerator, etc… Many people hate this step, they realize how much credit card debt they have accumulated and they hate what they have done. It is necessary though you need to realize how much you owe so you can perform the next step! Next you should destroy your credit cards! Well let me explain, you should definitely cut them up so that way you are not tempted to accumulate more credit card debt. Many people recommend closing your credit card accounts. Well even though that sounds like a great idea it can take your credit score and pound it to rock bottom! So rid yourself of the temptation to use your credit cards. Finally find a budget that works for you. Figure out where you can save on spending, this can be done by a debt consolidator, or an accountant! The more you can save every month the more you can throw at your credit card debt! Then you should pay off your credit card debt by either highest balance to lowest balance or highest interest rate to lowest interest rate! Although there are many ways to reduce your credit card debt everyone needs help. If you need help with your credit card debt I would recommend visiting this credit card debt relief website!